:root{--azul:#0b2b4c;--azul2:#0e5ea3;--txt:#1a1f2b}
*{box-sizing:border-box}
body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--txt);background:#fff}
.wrap{max-width:1080px;margin:0 auto;padding:0 16px}
.header{background:var(--azul);color:#fff}
.header .wrap{display:flex;align-items:center;justify-content:space-between;padding:14px 16px}
.brand img{height:38px}
.nav a{color:#cfe3ff;text-decoration:none;margin:0 8px;font-weight:600}
.nav a.active{color:#fff;border-bottom:2px solid #fff}
.nav .btn{background:#ffffff14;border:1px solid #ffffff3a;padding:6px 10px;border-radius:8px}
.main{padding:28px 0 60px}
.hero{padding:52px 0}
.hero h1{font-size:36px;margin:0 0 8px;color:var(--azul)}
.hero p{font-size:18px;margin:0 0 18px}
.cta{display:inline-block;background:var(--azul2);color:#fff;padding:12px 16px;border-radius:10px;text-decoration:none;font-weight:700}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:24px}
.card{background:#fff;border:1px solid #e5e8eb;border-radius:12px;padding:16px;box-shadow:0 4px 20px rgba(0,0,0,.04)}
.footer{background:#f7f8fa;color:#555;border-top:1px solid #e5e8eb;padding:20px 0}
.footer .links a{margin-right:12px;color:#374f73}
.footer .legal{font-size:12px;margin-top:8px;color:#666}
.cookie-banner{position:fixed;bottom:12px;left:12px;right:12px;background:#0e5ea3;color:#fff;padding:10px 12px;border-radius:10px;display:flex;justify-content:space-between;align-items:center;z-index:9999}
.cookie-banner a{color:#fff;text-decoration:underline}
.cookie-banner button{background:#fff;border:none;border-radius:8px;padding:6px 10px;font-weight:700}
.form label{display:block;margin-top:10px;font-weight:600}
.form input,.form textarea,.form select{width:100%;padding:10px;border:1px solid #d7dde3;border-radius:10px}
.form button{margin-top:12px}